WHOLE HOUSE INSPECTION (Real Estate Inspection)
A whole house inspection is essential when buying a house to disclose the condition of the property and in most cases satisfy several entities involved in the transaction particularly the buyer. Our company is licensed, insured and certified by the State of Florida to perform an unbiased visual inspection of the property.
A home inspection is a limited, non-invasive and objective visual examination of the condition of a home (or condominium, townhouse or similar residential structure), it's physical structure and systems from the foundation to the roof. To minimize unpleasant surprises and unexpected difficulties, you'll want to learn as much as you can about the newly constructed or older house before you buy it. A home inspection may identify the need for major repairs or builder oversights, as well as the need for maintenance to keep it in good condition. After the inspection, you will know more about the house, which will allow you to make decisions with confidence.
If you are already a homeowner, a home inspection can identify problems in the making and suggest preventative measures that might help you avoid costly future repairs. If you are planning to sell your home, a home incpection can give you the opportunity to make repairs that will put the house in better selling condition.
WIND MITIGATION INSPECTION
This type of inspection is often referred to as a "widstorm mitigation inspection" or simply "mitigation inspection" and is a type of inspection common in states with exposed coastal areas and historically noted hurricane zones. The underlying purpose of the inspection is to determine the abiltiy of a structure to withstand high velocity winds generated by wind events, not be breeched and sustain as little damge as is possible.
Windstorm inspections identify construction features that have been shown to reduce losses. Features like hip roofs, shutter sytems and opening protection, gable end bracing, roof to wall anchorage and the presence of secondary water resistant barriers all contribute to satisfying an overall resistant structure.
Homeowners with windstorm insurance generally submit the results of a windstorm inspection to their insurance carrier to reduce their insurance by evidence of specific attributes that allow discounts. Premiem discounts may be obtained in some cicumstances amounting to upwards of 45% of the original policy premium.
4 POINT INSPECTION
A 4 point inspection is typically requested by a lending institution or insurance company to determine the approximate age and condition of specific components and systems in a residential property. This evaluation is to determine if an older home (20 to 30 years for example) in in good enough condition to be a good risk for a loan or underwrite in the case of an insurer.
This type of inspection is not a full house inspection in that only specified systems are inspected. A full house inspection is much more comprehensive and is outlined in another section.
The four components to be inspected are specifically the roof, electrical system, plumbing system and the heating and air conditioning system. The 4 pont insurance inspection consists of a visual survey of the roof and attic for leaks, roof covering, the year installed, condition, any obvious water damage, skylights, ridge vents and flashings. The electrical panel grounds, breakers, types and adequacy of wiring and the condition of the masthead (if service to the property is overhead), year of installation and if GFCI's are present and functional are all checked. The plumbing and all areas and fixtures serviced by water are checked as well as pressure and source of water. The air conditioning and heating system is evaluated and make, model, age and condition noted.
ROOF CERTIFICATION INSPECTION
This inspection is typically requested from an insurer or lender and the purpose is to determine the overall condition of the roof of a property and the anticipated remaining service life. The interest is to evaluate the roof as to it's having three years of viable service remaining at acquisition. This inspection is presented in a specific format created by Citizens Insurance which lists the type of roof, age, whether or not any repairs or updates have been made and if so when, the condition of the roof as to physical signs of damage or leaks, the flashings, eave (edge) conditions and appearance.
A WDO (wood destroying organism) inspection report is provided when a home or other structure is being sold and the mortgage lender or buyer requires the inspection as a part of the transaction documentation. This report must be reported on State Form DACS 13645. The report is typically provided as a part of a home inspection and is done by an independent State Certified inspector at the same time as the whole house inspection. A copy of the report is provided along with the inspection documentation.
COMMERCIAL PROPERTY INSPECTION
Dade Property Inspections is available to do commercial property inspections on a limited basis dependent on the size and complexity of the property. The building size, function and tenant availability are condsiderations and structures over three stories will not be considered. As with houses, the entire building will be evalated from top to bottom and the elements inspected typically are the same with the exception of some systems that entail more time. Small shopping centers, medical office buildings, warehousing and independent stores, churches and storage facilities are structures inspected. Reporting is done in a narrative style as opposed to the structured system used for standard home inspections. Occasionally, an engineering resource will be used to evaluate certain problematic systems or equipment if needed. Availability of the reports typically simply depend on the size fand complexity of the project.
Licensed and insured
- State of Florida Department of Business and Professional Regulation License #H17750
- Insured by Capitol Special Risks Policy #LB7553113
Types of inspections
- Real Estate Inspections (Whole House)
- Townhome Inspections
- Condominium Inspections
- Four Point Inspections
- Roof Certification Inspections
- Commercial Property Inspections
- Chinese Drywall Inspections
- Multi-Unit (Duplex) Inspections
- Mold Inspections
- Termite Inspections